How to Update Second Factor Authentication for My Social Security Account

We have a client who called SSA. My primary question is how could the client be getting the exact same amount of Benefit if he files in November compared to filing at FRA this past July. To me it doesn’t make sense but she swears she called three times. Three SSA representatives, and they all said the same thing. Why isn’t the benefit increasing for Delayed Retirement Credits?

If your client recently changed their email address or cell phone number, they’ll need to update their Second Factor Authentication (2FA) settings in their My Social Security account. The 2FA is an essential security feature that adds an extra layer of protection, ensuring that only the account holder can access sensitive information.

To update the 2FA, your client should follow these steps:

1. Log into the My Social Security Account: Visit the official Social Security website at SSA.gov and log into the My Social Security account using the current username and password.

2. Navigate to Security Settings: Once logged in, go to the “Security Settings” section within the account dashboard. This is where they can manage security preferences, including the 2FA options.

3. Update Email and Phone Number: In the security settings, your client can update their email address and/or phone number. This will ensure that future authentication codes are sent to the correct contact information.

4. Verify the New Contact Information: After updating, they may need to verify the new email or phone number by entering a code sent by Social Security to confirm the changes.

If your client encounters any difficulties during this process, they can refer to the detailed instructions on SSA.gov or contact Social Security directly for assistance.

The content on this blog is for informational purposes only and is not legal, financial, or professional advice. Social Security rules change periodically, so some information may become outdated. For the most accurate advice, consult a certified National Social Security Advisor (NSSA®). Social Security Professionals, LLC, and NSSA® are not responsible for any errors, omissions, or actions taken based on this blog's content. Use of this blog does not create a client relationship, and all information is provided "as is" without guarantees. By using this blog, you agree to hold Social Security Professionals, LLC, and NSSA® harmless from any claims or liabilities arising from its content. For personalized guidance, contact an NSSA® professional.