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TheĀ Benefits Blog

The Benefits Blog provides expert insights, updates, and strategies on Social Security and Medicare, tailored for financial professionals looking to enhance their knowledge and better serve their clients. Stay informed with the latest developments and tips to maximize benefits for your clients.

Financially Stable Retirement Income and Social Security full retirement age (fra) maximizing benefits spousal benefits Aug 28, 2024

When you decide to “take a load off” by resting your body on a stool, do you want to rest on a rocky bench that might cause you to either slide off or to force you to exert extra energy to continually stabilize yourself? A stable three-legged stool provides support through careful...

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Become a National Social Security Advisor (NSSAĀ®) Certified Professional baby boomers maximizing benefits Jul 24, 2024

How confident are you in your knowledge of the Social Security Retirement program? Can you effectively guide your clients to understand and maximize their Social Security benefits? Or do you find yourself hesitating when clients have questions about Social Security strategies? Perhaps you even...

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Understanding the Earnings Test and Spousal Benefits for Early Retirement hey marc! maximizing benefits Apr 11, 2024

I have a question in regard to spousal benefit for my clarification.  If I have a client that is 63 and his wife is 62. She has her own work record but is a much lower income earner. If she elects to turn on her benefit early (age 62) and for a reduced benefit amount and her husband waits...

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Maximizing Social Security Survivor Benefits for Spouses full retirement age (fra) hey marc! maximizing benefits Oct 04, 2023

I have a client who is 62 and thinking of retiring and taking Social Security.  Her husband is 74 and waited until 70 to collect his retirement benefits.  They want to maximize her SS when he passes away.

She has worked and earned enough credits to collect off her own record at...

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Understanding the Power of Restricted Applications for Social Security full retirement age (fra) maximizing benefits restricted applications Feb 15, 2023

We emphasize Situational Social Security in the NSSA® Certificate program because all of your clients are unique. Your clients may be single, married with wide or narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, public employees, and more....

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Unlocking the Booming Market of Social Security Advising baby boomers maximizing benefits Oct 05, 2022

10,000 Baby Boomers Are Turning Age 65 Every Day!

The demand for professional Social Security advice is at an all-time high. With over 10,000 baby boomers turning age 65 each day, this demographic shift is creating an unprecedented need for specialized guidance on Social Security and Medicare....

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Social Security Claiming Strategies Post-Budget Bill Changes maximizing benefits spousal benefits Jan 06, 2016

The Bi-Partisan Budget Bill signed on November 2, 2015 is phasing out two powerful strategies – Restricted Application and File (Claim) and Suspend. However Social Security Claiming Strategies still remain. Here are a few!

There is confusion regarding Delayed Retirement Credits. The...

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