The Benefits Blog

When you decide to “take a load off” by resting your body on a stool, do you want to rest on a rocky bench that might cause you to either slide off or to force you to exert extra energy to continually stabilize yourself? A stable three-legged stool provides support through careful construction of ea...

How confident are you in your knowledge of the Social Security Retirement program? Can you effectively guide your clients to understand and maximize their Social Security benefits? Or do you find yourself hesitating when clients have questions about Social Security strategies? Perhaps you even direc...

I have a question in regard to spousal benefit for my clarification.  If I have a client that is 63 and his wife is 62. She has her own work record but is a much lower income earner. If she elects to turn on her benefit early (age 62) and for a reduced benefit amount and her husband waits until age ...

I have a client who is 62 and thinking of retiring and taking Social Security.  Her husband is 74 and waited until 70 to collect his retirement benefits.  They want to maximize her SS when he passes away.

She has worked and earned enough credits to collect off her own record at 62.  If she goes ahe...

We emphasize Situational Social Security in the NSSA® Certificate program because all of your clients are unique. Your clients may be single, married with wide or narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, public employees, and more. Advisors—you—...

10,000 Baby Boomers Are Turning Age 65 Every Day!

The demand for professional Social Security advice is at an all-time high. With over 10,000 baby boomers turning age 65 each day, this demographic shift is creating an unprecedented need for specialized guidance on Social Security and Medicare. This...