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TheĀ Benefits Blog

The Benefits Blog provides expert insights, updates, and strategies on Social Security and Medicare, tailored for financial professionals looking to enhance their knowledge and better serve their clients. Stay informed with the latest developments and tips to maximize benefits for your clients.

Restricted Application on a Divorced Spouse's Record divorce ex-spousal benefit hey marc! restricted applications Aug 23, 2024

I know in the NSSA® class in Kansas City you said that someone could still do a Claim and Suspend (really means Restricted Application!) on a Divorced spouse. I think I had it come up recently at a SS workshop, asking if a person could do a Restricted application on a Divorced spouse.

Yes, a...

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Understanding the Power of Restricted Applications for Social Security full retirement age (fra) maximizing benefits restricted applications Feb 15, 2023

We emphasize Situational Social Security in the NSSA® Certificate program because all of your clients are unique. Your clients may be single, married with wide or narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, public employees, and more....

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Situational Social Security: Spousal Benefits full retirement age (fra) restricted applications spousal benefits surviving spouse May 06, 2022

We emphasize SITUATIONAL SOCIAL SECURITY in the NSSA® Certificate program, as all your clients are UNIQUE. Your clients may be single, married with wide age differences, married with narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, children,...

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Can a Spouse Switch to Benefits on Their Partner's Record? hey marc! restricted applications spousal benefits Aug 30, 2021

I recently received my NSSA Advisor certificate and I have a client that has a question about social security. The client is 69 and his wife is 74. He plans to take his social security at 70. With the Restricted Application is she able to switch and file on her spouse’s benefits?

In this...

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