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TheĀ Benefits Blog

The Benefits Blog provides expert insights, updates, and strategies on Social Security and Medicare, tailored for financial professionals looking to enhance their knowledge and better serve their clients. Stay informed with the latest developments and tips to maximize benefits for your clients.

Can SSDI and Medicare Continue When Returning to Work? continuing disability review (cdr) extended period of eligibility (epe) hey marc! medicare social security disability insurance (ssdi) May 03, 2024

Can someone remain on SSDI and Medicare when returning to work? Circumstance: 30-year-old male currently on Social Security Disability due to 3 kidney transplants (1998, 2005, 2019). This fall he returned to work part-time in a warehouse in a temporary seasonal job ending this month, and wonders...

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Social Security Benefits for Child in Care of Great Grandparents hey marc! primary insurance amount (pia) social security disability insurance (ssdi) Oct 04, 2023

Here is the situation. Dad murdered his wife, and he went to jail and is now out. They have a 4-year-old and the court gave full custody not to the grandparents but to the Great Grandparents. Dad is disabled. Would the great grandparents be entitled to In Care benefits and the child entitled to...

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Filing for Retirement Benefits While Awaiting SSDI Approval hey marc! social security disability insurance (ssdi) Aug 23, 2023

We have a client who filed for SSDI and is waiting on the application.  I wasn’t sure, but she can file for retirement benefits while waiting correct?  And then if she’s approved, they will bump her up to the higher SSDI benefit, correct?

Yes, a client who is age 62 or older...

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Understanding SSDI and SSI for Special Needs Adults: Parent's Role hey marc! social security disability social security disability insurance (ssdi) Jul 04, 2023

I am working with parents of a special needs adult child. An attorney has advised the family that one of the parents needs to collect their SS benefit for the son to receive SSDI. That does not sound correct to me…is it?

The attorney’s advice might be based on a misunderstanding....

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When to Apply for SSDI with a Severance Package: What You Need to Know hey marc! social security disability insurance (ssdi) Apr 25, 2022

I have a client who was diagnosed with multiple myeloma.  He was laid off from his job and is going to be receiving a severance package for 30 weeks. His SSDI payment would be about $3115 a month.  He is wanting to know when it would make sense for him to apply for SSDI knowing that he...

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Does Deemed Filing Apply to SSDI Recipients for Spousal Benefits? deemed filing full retirement age (fra) hey marc! social security disability social security disability insurance (ssdi) spousal benefits Dec 03, 2021

Wife is collecting SSDI, but the husband with a much larger benefit has not filed for SSB.  Since she has SSDI, does deemed filing apply?  Meaning she will get a reduced Spousal benefit when the husband does file. This makes me think that she can refile for spousal at FRA if she wanted...

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Can a 61-Year-Old with Health Issues Apply for Social Security Disability? hey marc! social security disability insurance (ssdi) Aug 03, 2021

I have client that is asking questions about her 61-year-old father.  Apparently he had an emergency quadruple bypass back in May. She wants to know if he’s able to claim social security disability or will he have to wait once he turns 62 in December? Also, what happens if he goes back...

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Can Disability Increase Social Security Benefits to Full PIA? hey marc! primary insurance amount (pia) social security disability social security disability insurance (ssdi) Jun 09, 2021

My client is needing to get income now (64 years old) and just applied for SS.  He plans on working and making under the $22,000 amount so he does not subject himself to the earnings test.  If he applies for disability and is accepted, will he get bumped up to his full PIA?

Yes, if your...

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Widow's SSDI and Survivor Benefits Eligibility full retirement age (fra) hey marc! social security disability insurance (ssdi) survivor benefit May 28, 2021

Quick question regarding SSDI: I have a client whose husband died a few months ago. He was age 59 and she is 60, and they were both collecting SSDI benefits. The SS office called her and told her she’s eligible for an increased benefit based on her deceased husband’s record. Is this...

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