The Benefits Blog

We have a client couple who lived in Canada for several years and then moved to the US and have been living here for the last 10 years. The wife is a Canadian citizen with Canadian work history and Canadian Social Security benefits. She is working in the US and plans to work to get a 10-year work...

Our client was told by a Social Security representative that she would have to go to a Social Security office to apply for spouse benefits.  Is this true?  Are there any other options?

Spousal benefits can typically be filed for online. However, if your client is already receiving their...

If I have a client who was permanently disabled and was drawing disabled benefits based upon his prior salaried employment, but then returned to work as a self-employed individual, would he still be eligible for SS benefits upon retirement based off his years as a salaried employee? Would they...

If a person is still working and is paying into TRS (Teacher Retirement System of Texas), they cannot not take spousal or ex-spousal benefits? A new client thinks she can take her ex-spouse benefits while working and not receiving the government pension. She is FRA.

Your new client can indeed...

Client – I’m trying to figure out when we should think about Katie starting to draw a social security. I’m now 70 and have started drawing (I delayed until I reached 70) and she’s now 64 (Date of Birth: 8/18/1959). If she were to file at her full retirement (which would be...

I was asked a question that I need clarification on.  Husband and wife born in 1965.  Wife has 40 credits and is eligible for Social Security to earn $600 at age 62.  She has been a stay-at-home mom for many years.  Husband has 40 credits and will qualify for $3,500 at age...

His wife who was born 12/20/57 is getting $1100/m from SS Disability. Once Ron starts his SS at 66.8 will she be entitled to almost half of his FRA amount? Or since she is on SS disability it changes things?

When Ron starts his Social Security benefits at age 66 and 8 months, his wife, who is...

We emphasize SITUATIONAL SOCIAL SECURITY in the NSSA® Certificate program, as all your clients are UNIQUE. Your clients may be single, married with wide age differences, married with narrow age differences, divorced, surviving spouses, eligible to file a Restricted Application, public...