The Benefits Blog

We have a client who recently applied for Social Security online and after it was complete, realized he entered an old bank routing number and account. Do you know the quickest and most efficient way for him to get that changed? He isn’t starting payments until April, so he should have...

A client recently lost his spouse and now he’s wondering if he got scammed. Does this sound legit?  About a month ago he got a letter from the Social Security Administration saying that there were funds remaining that had been unpaid to Shirley (deceased) and that they needed...

The National Social Security Association (NSSA®) in Cincinnati has named Beau Henderson, CEO of RichLife Advisors, LLC in Gainesville, Georgia, as its National Social Security Advisor (NSSA®) Advisor of the Year.

The award was announced by Marc Kiner of Blue Ash, a board member of the...

If I have a client who was permanently disabled and was drawing disabled benefits based upon his prior salaried employment, but then returned to work as a self-employed individual, would he still be eligible for SS benefits upon retirement based off his years as a salaried employee? Would they...

If a person is still working and is paying into TRS (Teacher Retirement System of Texas), they cannot not take spousal or ex-spousal benefits? A new client thinks she can take her ex-spouse benefits while working and not receiving the government pension. She is FRA.

Your new client can indeed...

We have a client who is the executor of an estate. They just received a notice from Social Security administration, stating that the decedent owes Social Security money for payments received prior to his death. The letter states that the executor is liable if the estate cannot pay. The letter...

We have a client who is 61 and was recently widowed.  She is still working, and not sure about her official retirement. Can you refresh my memory on how they rectify benefits if she begins collecting and then exceeds the earnings limit? I seem to remember it eventually being adjusted for any...

I believe that I am WAY overthinking this, but I have a situation where a client (John) is collecting a government pension of $90k/annual – no SS benefits, a government job his whole life.  Hi spouse (Jane) worked and is collecting SS of $2,300/month. There is a survivor benefit payout...

I applied for benefits in December, 2023 at age 68.  A friend turned 67 on January 23rd, 2024.  He will pull his SS shortly; however, he will receive a lump-sum payment of $15,000 for 6-months of Retroactive Benefits. (Marc – Not sure if 6 months is available as retro period...

We have a client who is planning to go back to work and will be earning over the limit for the annual earnings test. He understands that SSA will reduce his benefits in the first months of the calendar year based on the estimated earnings he reports. His question to me is what happens with his...