The Benefits Blog

Hope all is well. I have a case that I’m working on right now where I’m trying to estimate a clients social security benefit. Could you possibly help point me in the right direction. Here’s info about the client

• She just turned age 65 and is divorced (divorce happened more...

My sister-in-law turned 66 on August 15, 2022 and will reach full retirement age on December 15. She is currently in a residential Mental health facility but will be released tomorrow. She has not applied for Social Security benefits and the psychiatrist is telling her to apply for Social...

If someone is planning on filing at the FRA and their FRA is March 6, 2023, should they file before that date or on that date? When would their first check be received?

When someone reaches their Full Retirement Age (FRA) on March 6, 2023, they should ideally file for their Social Security...

We have a client who filed and started receiving his benefits about a year ago.  His wife is going to now apply for hers, as she will be 62 this year. His benefit at FRA is more than 2xs hers at her FRA. They are applying online.  As they go through the app process online, there is no...

10,000 Baby Boomers Are Turning Age 65 Every Day!

The demand for professional Social Security advice is at an all-time high. With over 10,000 baby boomers turning age 65 each day, this demographic shift is creating an unprecedented need for specialized guidance on Social Security and Medicare....

Does deemed filing does apply to child in care (young mothers/young fathers) and SSDI?

Deemed filing rules do not apply to child-in-care benefits or Social Security Disability Insurance (SSDI). Here’s how deemed filing works and why it’s different for these types of benefits:

1. Deemed...

I have a client who has 3 kids under 18 –> 8, 11, 13.  Do you have to claim kids on taxes to be able to claim for SS benefits?  What do those benefits look like for him? His SS benefit at 67 is $2,765.

Your client’s children do not need to be claimed on his tax returns to...

We have a client receiving kidney dialysis.  He needs to apply for Social Security Disability. He still works but can barely work anymore. We understood that if someone has renal failure and is on dialysis it’s an automatic qualifier for disability.  Are we incorrect? 

Kidney...

If a worker is receiving benefits and they are over the earnings limit, which months would be withheld? Let’s say SSA needs to withhold two months. January and February or November and December or something else??

SSA holds benefits at the earliest point or as soon as they receive an...

I have a client that is 62 and wants to draw benefits early and continue to work. When he is issued his W2, will SSA look at box 1 (wages, tips, other comp) for his earnings limit or box 3 (social security wages). I question this because if they are only looking at box 1, he wants to put enough...